When you join USF Federal Credit Union, you become a member-owner of the financial cooperative; where we help each other meet financial goals by offering secure, convenient options for everyday banking, a variety of loans at fair rates, low fees and sound financial education.  It’s simply Better Banking, where profit is returned back to the members through lower loan rates, higher savings rates, reduced fees and enhanced service and technology. Ready to cash in on the benefits?

Open an Account

Getting Started


To join, open a Primary Savings with a minimum balance of $5. At the same time, you may choose from additional accounts like our free Checking or Money Market Savings.

What you'll need:

  • About 15 minutes
  • Driver's license or Passport with permanent address
  • Proof of school/local address (if applicable)
  • Payment to open account(s)
  • Proof of eligibility (paystub, school ID, etc.)
  • International Students will also need to provide a J-1 Visa, F-1 Visa or Form I-20.

How to Join

  • In-person: Stop by one of our six branches across Central Florida.
  • Online: Open accounts with the convenience of our secure, online application.
  • Over the phone: Call us at 800.569.2000

Not sure if you’re eligible to join? Check here.

Open an Account


Once a Member, Always a Member

Wherever life may take you (from a new career to a new state), you can continue to enjoy the benefits of belonging to USF FCU. It's an exclusive club to join, but once you're're in for life (or so long as you desire).

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