USF Students

Bank Local…Anywhere

We know banking may be the last thing on your mind (what with studying, exams, sports and Greek life, etc.), so we make it easy by offering everything  you need from free checking (with the official USF debit card) to mobile banking. And it couldn’t be more convenient with ATMs across campus, our student-run branch at the Marshall Student Center and an additional branch at the St. Pete Campus.


On Campus, Across the Country, Around the World

The advantages of being a member don’t end when you leave. We’re not just your college credit union, we’re your credit union for life.  Wherever you go after graduation and wherever your career may take you, USF FCU is there with access to 30,000 fee-free ATMs and 5,000 shared branch locations nationwide. From your first car and credit card, to your first home or financial investment; you can count on us to be there throughout every exciting stage of your life.

Membership Features: USF FCU Student Membership

  • Free ATMs on campus and nationwide
  • 5,000 shared branches across the US
  • On-campus financial seminars and online financial education
  • Free checking with no minimum balance requirement 
  • Private student loans
  • Low-rate auto loans
  • Digital Banking with check deposit and P2P payments
  • Easy Parent Transfer from one USF FCU account to another


To join, you will need the following:

  • Driver's license or Passport with permanent address
  • Proof of school/local address (if applicable)
  • Payment to open account(s)
  • School ID
  • International Students will also need to provide a J-1 Visa, F-1 Visa or Form I-20.
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